Who we are

As an independent agency, Strength & Honor Financial proudly collaborates with several A-rated finance and insurance companies. This allows us to offer you a wide range of options to meet your unique financial needs.

We believe in transparent and accessible financial guidance, which is why we never charge consulting fees. Whether you're just starting your financial journey, building wealth, or already financially secure, we're here to provide the support and solutions you need.

Strength & Honor Financial is also a proud partner of Invictus Financial Solutions, further strengthening our ability to serve you.


Logo for Strength & Honor Financial LLC featuring a shield with a crown on top and decorative flourishes, with the tagline "Building your future with strength and unwavering honor."
Logo with laurel wreath and the words 'Invictus' and a stylized trophy or sword in the center.

How We Build Your Financial Future

We focus on two powerful financial solutions—Indexed Universal Life (IUL) and Annuities—to help you address different financial challenges and goals:

Indexed Universal Life (IUL): Protection and Tax-Advantaged Growth

IUL is designed to protect your family while giving your wealth a chance to grow. It is a form of permanent life insurance that solves two problems at once: the risk of dying too soon and the desire for tax-advantaged growth.

  • Lifetime Protection: Provides a crucial, generally tax-free death benefit for your loved ones.

  • Protected Wealth Accumulation: The cash value grows based on a stock market index, but with a safety net (guaranteed minimum) to protect against market losses.

  • Financial Flexibility: Offers a source of tax-advantable funds through policy loans or withdrawals for future needs like college tuition, emergency expenses, or retirement supplementation.

  • Ideal for: Individuals seeking both lifelong insurance and a secure, flexible way to build tax-advantaged wealth for the long term.

Annuities: Securing Guaranteed Retirement Income

Annuities are contracts designed to solve the risk of outliving your savings. They are primarily used for retirement planning to convert a portion of your wealth into a steady, reliable income stream.

  • Guaranteed Lifetime Income: Can be structured to provide a guaranteed income you cannot outlive, giving you peace of mind in retirement.

  • Tax-Deferred Compounding: Your earnings grow tax-deferred until you begin withdrawals, maximizing your accumulation potential.

  • Indexed Advantage: We utilize Indexed Annuities which link potential growth to a market index while protecting your principal from market losses.

  • Ideal for: Clients nearing or in retirement who prioritize guaranteed income stability and tax-deferred growth to supplement their other retirement savings.

By using both IUL and Annuity products, we help you build a durable plan that is comprehensive and aligned with your unique goals for family protection, wealth accumulation, and retirement security.


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